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About Woodcliff Lake
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Woodcliff Lake Clock
The New Woodcliff Lake Train Station Clock
Middle School
"The Original Historic Middle School"

Woodcliff Lake New Jersey Is an upscale community occupying less than 4 square miles of the Pascack Valley area.  The residents enjoy residential dwellings set on properties of no less than 15,000 square feet. Many well known Corporations have made Woodcliff Lake their home.  Names such as Ingersoll Rand, BMW, Hilton Hotel, Perillo Tours  as well as Sony and KPMG.  The borough of Woodcliff Lake offers two large recreational facilities. 

A County Park named Wood Dale occupies 55 acres and has a large pond which doubles as an Ice Skating Rink in the coldest Winter months.  There are also walking paths, children's playground and  tennis courts. The Old Mill Complex and a local Park, contains a large swimming area.  There are lighted tennis courts and full size athletic fields for a variety of sports throughout the town.  Woodcliff Lake Schools are high quality and the children join the Montvale children to attend one of the best High Schools in New Jersey to attend Pascack Hills High School

.  The popular scenic Woodcliff Lake Train station offers the Pascack Valley Train line for commuters. 

Having both been raised in the Pascack Valley area,we both have deep roots and a wealth of background knowledge and information about the Pascack Valley area towns. We are happy to offer you an insider’s view of living in the beautiful Pascack Valley area.Below is a brief snapshot of the town of Woodcliff Lake New Jersey. Feel free to ask us questions about Woodclif Lake New Jersey Homes For Sale by e-mailing us at:HammersTeam@number1expert.com

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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
Which home is considered the ultimate in California craftsman-style architecture?

A 
Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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The HammersTeam, REALTOR®, real estate agents and broker for Hillsdale, River Vale, Westwood and Emerson New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

The HammersTeam
Coldwell Banker Residential Brokerage

50 Broadway
Hillsdale, NJ. 07642
Sales Associate Team
Office: 201-930-8820 ext.199
Lisa's Direct : 201-218-6802
Bob's Direct : 201-315-8618
Email: HammersTeam@NUMBER1EXPERT.com
Bob's Email: Robert.Hammerstein@cbmoves.com
Lisa's Email: Lisa.Hammerstein@cbmoves.com

Lifelong Bergen County residents, Bob and Lisa are a down to earth Husband and wife Team dedicated to making your Real Estate dreams a reality. Lisa earned her Certified Residential Specialist credentials and has maintained a top Producer status throughout her career. Bob earned his Computer Professional credentials and joined Lisa in Real Estate to form “HammersTeam”. Providing high tech service blended with their first hand knowledge of their Pascack Valley hometowns. “Our high tech approach allows us to stay in close contact with our customers and constantly keeps us on the cutting edge of new marketing techniques for our Seller clients while staying current with the market for our Buyer clients". Bob and Lisa - Your Hometown Winning Team for Bergen County New Jersey Homes For Sale! ©2008 Coldwell Banker Real Estate LLC. Coldwell Banker is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC. "Bergen County New Jersey Homes For Sale"

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