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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Pascack Valley and Bergen County, New Jersey real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

 

Getting a desirable mortgage for buying a dream home is what everyone wishes for. A home is like any other product available in the market. So when shopping for a home mortgage prices and terms may be negotiable. When it comes to buying a home, a borrower has to overcome many financial obstacles. This is where home mortgage comes in. For more information MortgageFit.Com.

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Real Estate Tips
Pricing >Selling For Top Dollar

When you get serious about selling your home, the chances of your selling it quickly for top dollar will improve considerably if you list it with a real estate sales professional. If you doubt this, consider the fact that eight out of ten homes sold today--more in some markets--are listed with a professional real estate agent.

Listing your home places it on the local Multiple Listing Service that is subscribed to by a majority of real estate sales professionals. Through the MLS listing, your home is assured of getting the widest possible exposure to the market place.

Some buyers shop the home market on their own, but most save time and money by using the services of a real estate sales professional. Ask yourself which homes the real estate agent is going to show the prospective buyers--homes listed on the MLS or those that are not?

If you still want to try to sell your own home, be aware that you will face stiff competition when it comes to attracting qualified buyers!

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Real Estate Trivia
Q 
What is the most expensive piece of property ever recorded?

A 
In October 1988, the Mediya Building in central Tokyo was quoted at 358.5 million yen ($248,000) per square foot.
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The HammersTeam, REALTOR®, real estate agent and broker for Hillsdale, River Vale, Westwood and Emerson, New Jersey home listings, property and land for sale

The HammersTeam
Keller Williams Village Square

257 E. Ridgewood Ave.
Ridgewood, NJ. 07450
Sales Associate Team
Office : 201-445-4300 ext. 356
Lisa's Direct : 201-218-6802
Bob's Direct : 201-315-8618
Email: HammersTeam@NUMBER1EXPERT.com
Bob's Email: B.Hammerstein@KW.com
Lisa's Email: LisaHammersteam@gmail.com

Lifelong Bergen County residents, Bob and Lisa are a down to earth Husband and wife Team dedicated to making your Real Estate dreams a reality. Lisa earned her Certified Residential Specialist credentials - earning a top Producer status during her career. Bob earned his Computer Professional credentials and joined Lisa in Real Estate to form “HammersTeam”. Providing high tech service blended with their first hand knowledge of their Pascack Valley hometowns. “Our high tech approach allows us to stay in close contact with our customers and constantly keeps us on the cutting edge of new marketing techniques for our Seller clients while staying current with the market for our Buyer clients". Bob and Lisa - Your Hometown Winning Team for Bergen County New Jersey Homes For Sale! "Bergen County New Jersey Homes For Sale"

CRS ePro Equal Housing MLS REALTOR


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