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Lisa and Robert Hammerstein


Testimonials
"Thanks for everything you and Bob did for us."
"Thanks for everything you and Bob did for us.Again thank you for everything."
Sue Zagoda/Peter Rosengren/River Vale NJ
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All real estate agents are NOT alike! Find out why we are top real estate experts in all of the Pascack Valley, area. Call us direct: 201-218-6802.


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Who Are We?
Welcome > About Us > Who Are We? ...


"HERE WE ARE NOW"

Meet The HammersTeam! 

Lifelong Bergen County residents, Bob and Lisa have been happily married since 1991 and share a love of music as well as Real Estate. They are a down to earth husband and wife team dedicated to making your Real Estate dreams a reality.

Bob and Lisa first met in High School in the 1970's and shared a mutual love of music.  They each went their separate ways after High School and years later found each other again!

Lisa developed her Administrative skills through the years in the capacity as an Executive Assistant for such companies as Sizes Unlimited  and Cablevision and found her niche in Real Estate when she became an assistant to a Real Estate Office Manager.  After becoming licensed she also went on to earn her Certified Residential Specialist credentials and as well as EPro certification and has maintained a top Producer status throughout her career. 

Bob worked for several years as a Project Coordinator for a World Wide Data Services Company.  He also played in various local Bands as a Drummer throughout the years and even proposed to Lisa on the stage of the newly renovated Paramount Theatre at Madison Square Garden in NYC in front of an audience of some 6,000 people. Bob earned his Computer Professional certification and joined Lisa in Real Estate to form “HammersTeam”, providing high tech service blended with their first hand knowledge of their hometowns.

“Our high tech approach allows us to stay in close contact with our customers and constantly keeps us on the cutting edge of new marketing techniques for our listing clients”.

Bob and Lisa working "together" for you! - We're Your Hometown Winning Team


" THE WAY WE WERE! "

Married in 1991 and homeowners themselves, Bob and Lisa enjoy working together to help other families fulfill their Real Estate dreams!

"OUR DAUGHTER THE PARALEGAL"

Our daughter Jessica is a graduate of Fairleigh Dickinson in Teaneck with her BA in English, Language & Literature.  She is employed as a Real Estate Paralegal at a prestigious Law firm in Enlgewood Cliffs, New Jersey.

 

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
During what great land boom (1919) did investors pay up to $25,000 for lots that had not yet been dredged up from the ocean?

A 
The Florida Land Boom--Carl Fisher founded Miami Beach that year and brought hundreds of investors to the state.
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The HammersTeam, REALTOR®, real estate agents and broker for Hillsdale, River Vale, Westwood and Emerson New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

The HammersTeam
Coldwell Banker Residential Brokerage

50 Broadway
Hillsdale, NJ. 07642
Sales Associate Team
Office: 201-930-8820 ext.199
Lisa's Direct : 201-218-6802
Bob's Direct : 201-315-8618
Email: HammersTeam@NUMBER1EXPERT.com
Bob's Email: Robert.Hammerstein@cbmoves.com
Lisa's Email: Lisa.Hammerstein@cbmoves.com

Lifelong Bergen County residents, Bob and Lisa are a down to earth husband and wife team dedicated to making your Real Estate dreams a reality. Lisa earned her Certified Residential Specialist credentials and has maintained a top Producer status throughout her career. Bob earned his Computer Professional credentials and joined Lisa in Real Estate to form “HammersTeam”. Providing high tech service blended with their first hand knowledge of their hometowns. “Our high tech approach allows us to stay in close contact with our customers and constantly keeps us on the cutting edge of new marketing techniques for our listing clients”. Bob and Lisa - Your Hometown Winning Team! ©2008 Coldwell Banker Real Estate LLC. Coldwell Banker is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.

CRS ePro Equal Housing MLS REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Hillsdale, River Vale, Westwood and Emerson New Jersey


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